Providing RM Training, Consulting,
Speakers, Workshops and Resources from RMLC Faculty & Affiliates
under the direction of:
CPP, CFE, Private Detective, ACFEI Homeland Security
2001 to 2006
This is a brief summary of
mission statements and progress made over our first five
years. Many of the handouts posted after our workshops
can still be downloaded either from our summaries or
from our R&D library. Other can be accessed through your
league director of education or CMG representative.
CUNA Mutual, CUNA Inc.,
Southwest CUNA Management School, WOCCU, ABCUL JCUL, US credit union leagues, chapters
and credit unions for you on-going support and
Thank you... US military, law
enforcement - fire fighters - emergency
governments - and
Homeland Security' professionals for your on-going
mentoring, training and support.
Thank you... ASIS International, InfraGard, the
Association of Certified Examiners, University
of Wisconsin, and the many other colleges and
universities who've contributed so much to our R&D
department and mentored us through operations "Pumpkin Patch"
and "Concealed Carry.
Thank you... community leaders, business
associations, and faith-based groups for your
on-going mentoring and assistance during
design & deployment of
And thank you to all those who completed our
best practices surveys and registered as recruits
for our 2007 international "Critical Incident Response Team
Life at The Risk Management Learning Center has
been good and will be getting even better in
Our motto in 07 will continue to be...
United We Stand -
Divided We Fall!
Below you'll find a
chronological summary of 2006 with links to handouts,
white papers, power point presentations, and our R&D
library. Many RMLC copy written materials have been
moved to our pass word protected files. Contact
your league education director for passwords to
materials distributed prior to 12-31-06.
For those of you who are not
familiar with web site navigation, when you see dots
(....) at the end of a sentence it might mean it's a
hotlink to more RM information. Click on it!
January 1, 2007: Below
are RMLC' highlights from 2006. If you
attended any of our RM presentations,
workshops, conferences, or took one of
our cruises, the links to your handouts,
workbooks, and surveys are still hot and
will remain active until January 31,
After February 1, you'll have to contact
your CU League Director of Education to
download these files.
FYI, you'll always have access to our
R&D library and white papers but access
to our deep-throat files will be
password protected and limited to law
enforcement, InfraGard members, and
Directors of Education
serving the credit union movement.
I'll turn 62 on April 21 and plan to
cut back on the number of days I spend
each year on the road. I'm going on a
sabbatical for most if not all of 2007
so that I might take part in retreats
and course work offered by the
Departments of Emergency Government and
This does not mean that I'll not be
available but only that I've changed my
priorities as to how I'll plan and
schedule road trips.
I've formed an "RMLC Advisory Board"
made up of CU Presidents and Regulators
from around the world so as to keep our
RM Learning Center focused on the risks
that threaten and regulations that
challenge the credit union movement.
My strategic plan is to focus on
security integration and the convergence
of RM response protocols now required in
the public and private sectors. Across
the board, RM professionals in every
industry have been recommending the
formation of public-to-private
partnerships for fighting the war
against terrorists, respond to natural
disasters, or prepare communities for
the next pandemic.
There is an urgent need for credit
unions to integrate their generation of
security systems with the latest systems
being used by law enforcement, fire
fighters, emergency governments and
others in the public sector.
The operative RM strategy for 2007 is
"convergence." Credit unions should use
their chapter networks to converge
credit union response protocols focuses
on stabilizing the economy with those of
the public sector focused on preserving
safety and providing protection for
victims in harms way.
At a minimum, credit unions should be
forming "Critical Incident Response
Teams and conducting "Unified-Incident
Command and Control" training at the
chapter and regional levels.
In my aging opinion, it's time credit
union employees demand more from their
RM instructors. It's time they demand a
focus on their safety and security
rather than on the credit union's need
to improve "the bottom line." It's time
credit union members demand more from
their credit union and chapter than to
My sabbatical in 2007 will be dedicated
to getting back to the grass roots and
those who still have the
"people-helping-people" philosophy that
made the credit union movement what it
was meant to be today.
In my not-so-humble opinion, it's time
we get back to the movement that was
built not only for profit, not only for
charity, but for servicing the common
man and his/her community.
I've said it time and time again.
"Credit unions are positioned better
than any other organization, anywhere in
the world, anytime in history to act in
the best interest of their members." Can
you think of a time in our history when
it was more important than now to come
together for the best interest, the
security, the safety and the economic
well being our your neighbors? Neither
As we close out 2006, terrorists are
planning to strike targets that will
disrupt the economy, natural disasters
are threatening to return before victims
have a chance to recover, and rumors are
rampant about predictions of another
pandemic within the next few years.
While my objective might be to slow
down, my motive is to become more
focused. Again in my opinion, we don't
have to reinvent the RM wheel, but
rather we need to simplify the wagon,
point it in the right direction, learn
how to pull together, and have the
courage to act.
Managing risks has less to do with how
fast someone else can act on our behalf
than it's how affectively we can act on
behalf of others. It's more "Ask not
what your community can do for you!"
Than it's; "Ask what you can do for your
So that's it! In 2007 we'll slow
your pace to improve your performance,
simplify your protocols to reduce your
confusion, and reconnect with the grass
roots to revise our sense of purpose,
refresh our confidence, and renew our
courage. For it is with purpose that we
reach our goals, it's with confidence
that we stand-up to those who challenge
our principles, and it's with courage
that we defend the rights of those
living in a free society. While I might
be out of sight, you'll not be out of my
thoughts and prayers.
Call if I can be of help!
CEO - The Risk Management Learning
the highlights and handouts from 2006...
Use them as you see fit! Rich
It was a great year for our RM learning
center. We've had the privilege to work
with and for WOCCU, CUNA Management
Schools, CUNA Mutual Group, most of the
US credit union leagues, ABCUL, the
Jamaica CU League, InfraGard, US
Departments of Emergency Government,
Department of Homeland Security, Credit
unions and their chapter' leaders, the
Wisconsin and National Chief's of Police
Associations, US veterans, many
faith-based communities throughout the
US of America, and many more. I thank
you all for your on-going support and
December 27, 2006:
For me it was the best Christmas ever. Santa
arrived safe, I received over 250 Christmas'
messages from credit unions around the world,
and I'll never be able to count all my blessings
from 2006. Thanks to you all, we're now serving
veterans across the US via our
www.doorcountyveterans.com and faith-based
communities around the world via
(Note: both sites will be back under
construction until the end of January). My Christmas message this year is short and
Thank You and God Bless You All!
FYI, in 2007
we're going to launch an RM strategy called
"convergence." Those of you who attended my RM
sessions at CUNA Management School or recently
in Europe understand why converging RM protocols
in the public and private sectors is so
important to our national security let alone our
survival during the next natural disaster or
restructured our parent company (Risk Management
007 LLC) to include creating an advisory board
to represent past and current CU League
Presidents and CU Officials at the local, state,
and national levels. The advisory board also has
representatives from regulatory agencies at the
national and international levels. There are
members on our advisory board from the insurance
industry, law enforcement, emergency governments
and homeland security, as well as from
industries considered critical to our national
security (i.e. transportation, utilities,
communication, medical, etc.).
Our goal in '07
will be to teach everyone how to create their
own "Critical Incident Response Team (CIRT) and
be mission ready to respond to the next natural
disaster, terrorist attack, or pandemic.
For example, I just returned from the UK where
we formed a CIRT for the credit unions in Great
Britain and Ireland.
for a rough draft of a tutorial I'm building
based on that trip. This tutorial is part of an
RM Graduate School I'll be launching on my
birthday in April 2007.
In 2006 I failed
to ride my Harley enough, go fishing enough, or
put more than 50 miles on my motor home. As I
get ready for Social Security at 62, I'm going
to focus less on making money and more on
delivering RM information via RM presentations,
Key-note speeches to business associations, and
doing what I call RM "fire-side" chats at the
chapter or regional levels. My goal is to do one
international road trip and one chapter level
presentation per quarter.
December 9 - 16, 2006:
We're conducting RM discussions with credit
union leaders throughout the UK (Scotland,
England, Wales, and Ireland). We're rolling out
our 2007 RM strategies, updating the movement on
our current RM methods and protocols, and
training chapter leaders in ways to deploy our
Credit Union Incident Command and Control
System; tested during hurricane seasons in the
Caribbean and Gulf 2005 and 2006.
Note to credit unions in
the UK... I've added UK research links for
robbery, burglary, embezzlement, scams, and
pandemic risks in our
December 1, 2006:
We'll start the month with a series of RM
community outreach programs featuring RMLC
faculty members Tony Conti, Shawn Smith, David
Koenig, and myself. These discussions will focus
on a law enforcement', fire fighter', and E.M.T.
perspective on the 9-11-01 terrorist attack of
the New York World Trade Center. Refer to
faculty biographies (click here) for details and
related presentations. Shawn is owner/CEO of
Midwest Patrol and Investigative (MPI), Dave is
owner/CEO of Capital Lock and Security, and Toni
is a retired detective of the NYPD Emergency
Services Unit. Toni was a high rise rescue
technician arriving at ground zero as a First
Responder in a Huey 412 rescue helicopter. He
share a perspective on this single most
successful documented rescue effort in US
history. If you've not met Toni, I encourage you
to attend one of his RM sessions.
November 15, 2006:
November focused on R&D projects in the
international credit union movement. While
natural disasters, terrorist' attacks, and
Nigerian scams threatened WOCCU members in '06,
pandemics, bogus terrorist threats, regional'
natural disasters will consume much of our R&D
budget in 2007. No matter which industry we
studied, the single most important RM directive
from industry regulators and most frequent
recommendation made by RM professionals was to
"create public-to-private partnerships at every
level of the credit union movement."
indicates, while credit union' RM efforts will
continue to ensure the foundation on the local
economy, credit union chapters and leagues will
be called on in '07 to manage the liquidity
needs of a displaced population and the lending
and investing needs of a region during periods
alternative RM strategies in Europe that more
quickly identify, more accurately measure, and
more effectively control the risks that spun out
of control during Katrina.
November 1, 2006:
I've posted our mission statement for 2007.
for a short comment on our goals, strategies,
and objectives during 2007.
October 30, 2006:
RM surveys indicate most credit unions feel
adequately controlled their
burglary, robbery, external fraud and scam
risks. Most consider terrorist, natural
disaster, and pandemic risks those that
happen to someone else or risks that will be
managed by government agencies and professional
first responders. Unfortunately, it is
precisely these risks that can cripple the
economic infrastructure so important to
sustaining a credit union's field of membership.
Credit unions that fail to establish branch
banking agreements or include these risks in
their contingency plans are betting their
existence on "it will never happen to us!" At a
minimum, their Credit Union Risk Manager should
study the many publications on credit union best
practices after Katrina.
October 7, 2006...
We launched Operation
Concealed Carry through our
Community Outreach site and veteran
support site at
. Our goals included
conducting community risk and
vulnerability assessments while testing
the emergency response protocols we wrote for
veterans. Operation Concealed Carry focused
on training veterans how to secure the scene of a
large scale incident, how to detect, delay, and
defend against a terrorist attack, and how to extricate
terrorist targets from harms way. Veterans were also
taught how to support an order to house-in-place
or mass-evacuate a village or township. War
games conducted included an out of control toxic
waste vehicle crashing the crowed at the bottom
of the Sister Bay hill, an anthrax drop from
the helicopters dropping ping-pong
balls, and responding to a report that an executive had landed
in Green Bay from Asia, was in Sister Bay, and
was suspected of having been exposed to a
pandemic. Table top tests were conducted based
on a bomb threat called into 9-1-1 and a
out-of-control student was planning suicide by
cop. Refer to
deep-throat incident reports and white papers to
be posted in our R&D library for more
October 1, 2006...
We launched Operation
Bucket Brigade through our
www.DoorCountyVeterans.com site during
Pumpkin Patch 2006, forming a partnership
between the Egg Harbor Business Association and
US veterans. Using a unified incident command
and control system, we field tested standard internal, audit, collection,
and fraud controls used by credit union field
collectors and established appropriate burglary,
robbery, and surveillance safeguards throughout
the village and township. Refer to deep-throat
incident reports and RM white papers to be
posted in our R&D library.
September 14, 2006...
Risk Management Learning Center has launched
www.Cops007.com and www.DoorCountyVeterans.com
to prepare communities for the next terrorist
attack, natural disaster, or pandemic...
August 11, 2006...
Credit unions respond to
foiled terrorist attack in Great Britain...
August 5, 2006...
Credit union' Directors of Education focus on
football season and executive protection
August 1, 2006...
Its been a wild summer for credit union Risk
July 31, 2006...
Attention Credit Union Risk Managers!
Download your RM highlights and handouts from
the 2006 WOCCU Conference in Dublin, Ireland...
July 21, 2006...
Attention Southwest CUNA
Management School Students!
Don't forget to download and
distribute your handouts to those fighting the
wildfires in the south and southwest US.
July 17, 2006
Door County Veterans respond
to Ellison Bay gas explosions...
2006 Our Risk
Management Learning Center turns five
Thank you credit unions! Rich
Attention Credit Union'
Directors of Education!
Credit unions at the Western
States Volunteers Conference in Las Vegas sponsored by
California, Arizona, Texas, New Mexico, Utah, Colorado,
Oklahoma, Washington, and Nevada leagues can now
download their RM surveys, power point session
summaries, and handouts...
Attention credit union'
presidents, CEOs, operations offers, teller
supervisors, trainers and education specialists!
You can now self assess your employees RM skill
before selecting summer courses...
May 1, 2006
The credit union movement doesn't have time to
September 15, 2006
The most important lesson
we've learned since 9-11 is we're not going to with the
war on terrorism or survive the next tsunami if we don't
create and maintain effective public-to-private Risk
Management partnerships across the country and around
It is with this goal in
mind that I've launched
veterans during any community wide crisis. I'll soon be
launching a site to mobilize business associations and
another to unit faith-based communities when disasters
August 11, 2006:
For your immediate attention and action!
terrorist' plot just foiled in Great Britain is only the
tip of the ice burg.
If you're a
traveling executive or a candidate on the campaign
trail, please read my white paper titled "Executive
Protection and Celebrity Risks!"
direct link or go to our RM White Paper and RM R&D
Directors of Education and Training,
forward this information to credit union presidents and
If you attended the Western States Conference in Las
Vegas, the Southwest CUNA Management School, or the
WOCCU Conference in Dublin, please forward your handouts
to all credit union employees and operation personnel.
if in the US, I suggest you go to
for direction and guidance. If you're an Incident
Commander or InfraGard member, go to
for support. These events, like the recent hurricanes,
tsunami, and gas explosions underscore our need to
create more effective public to private partnerships
NOW! Faculty and mentors should read our debriefing
papers on the InfraGard Pandemic Conferences we attended
in spring. Reading the postings below will also link you
to other global RM resources. Our community outreach
www.cops007.com will be
up and running in September.
August 5, 2006: Are you responsible for
credit union training and education? If so, I encourage
you to read the postings below. They will help you focus
on the risks most important to the credit union movement
so far this year. Equally important, remember we're
heading into an election year and football season. Both
will require your credit union executives an officials
to attend public forums or take a potentially unpopular
stand in the community. I encourage you to update your
executive protection protocols, extortion policies and
procedures, and employee' violence in the workplace
training. Refer to our executive protection and
security guard protocols for guarding political
candidates on the campaign trail. The focus in 2007
will be increasingly on providing safe work environments
at home and while on the road.
August 1, 2006: It's been a wild summer.
Thank to Katrina and Rita,
wildfires, terrorist threats, tsunamis, pandemics, and
the "always a problem" take down robberies, extortion
attempts, scams, and internet predators, credit unions
have learned much this summer. To keep pace with ever
changing threats to our safety and security, the RMLC R&D library
has been expanded and new white papers have been written
to support the credit union movement. Soon we'll unveil and updated and
more user friendly "Community Outreach Program" site at
Cops007 will focus on creating public to private
partnerships through credit union chapters, veteran'
organizations and business associations. Our Incident
Command Systems have been tested under fire!
For example, while on the way to Dublin my wife
called to tell me there was another gas leak in Fish
Creek, Wisconsin, the north end of town was blocked, and
there were rumors of a mass evacuation. That call was
significant for me because my wife works in Fish Creek,
I grew up there, and it's one of the most popular summer
vacation spots in the US. Most important from a risk
management standpoint, Fish Creek is served by the same
volunteer fire departments who'd been working 24/7 on
the Ellison Bay gas explosions.
From the Burlington Hotel
business center in Dublin, I did a google search to determine the
"incident scope" and downloaded site
monitor "scope-creep." Within an hour
of landing in Ireland, I was able to update and forward first responder' and evacuee'
instructions to the Incident Commander in Fish Creek.
This all is important because from
1/2 a world away, I was able to do something to help my
family residents of my hometown. That made me feel less
guilty, less fearful, and more in control. Also
important, I was able to
provide residents of Fish Creek with the
support and encouragement of credit unions from around
THANK YOU WOCCU members and the Irish League of Credit
Unions for coming to the aid and comfort of
victims in my hometown.
July 31, 2006...It was a great 2006 WOCCU Conference in
and the Irish League of Credit Unions once again raised
the training bar and pointed our movement into the
future. I learned much, connected with colleges, tipped
a few with ole friends, and shared the latest in
Katrina' RM best practices. I'll post a summary
of our sessions later this summer but for now
Click here for highlights and RM handouts.
Please remember to encourage credit unions and their
chapter' leaders to meet with local fire chiefs, law
enforcement, and emergency governments to learn more
about Incident Command and Control. I hope to have the
Credit Union' Incident Command System tutorial completed
later this fall. Watch for it at
July 21, 2006...International Credit Union Risk
You can now download my RM presentations at home.
Click here to download
a master copy of my RM program presented at the WOCCU Conference in Dublin and
to sit in on the RM classes at SW CUNA Management School.
You can also join me in the Emergency Operation
Center during the gas explosions in Ellison Bay, Wisconsin
veteran, I'd like you to complete the veteran's resource survey.
At this time this survey is only a test of our ability
to consolidate veteran support for the Incident
while the incident commander has released some resources
in Liberty Grove, a community less than 20 miles away
experienced a gas line break resulting in road blocks and
an evacuation. From the standpoint of a small community
two incidents such as these automatically raises the
incident to a level 3 disaster.
Pandemic scares, terrorist' alerts,
and natural disasters will be the RM topics of choice
this summer. I recommend you use our RM R&D Department
to determine the probability these risks will occur in
your community or country. I've posted white papers on
each subject and you can download the handouts I wrote
for the WOCCU conference and Southwest CUNA Management
summer. When you complete the anonymous surveys under my
pictures to the right, you help me benchmark the quality
of RM programs in your country. When you complete the
best practices surveys you'll help credit unions around
the world prepare for disasters and launch a "unified
command" during the next crisis.
July 17, 2006
Door County Veterans you might be needed!
to log in to Incident Command for the Ellison Bay gas
explosions. Download you instructions for
2006.. Those who attended my sessions at the Western
States Volunteers Conference in Las Vegas sponsored by
California, Arizona, Texas, New Mexico, Utah, Colorado,
Oklahoma, Washington, and Nevada leagues,
click here for a summary of your sessions. Your
handouts, survey results, etc. are password protected in
our library. Contact your league director of education
for your pass words if your forgot them.
1, 2006...Risk Management "Summer Schools 2006!"
Each year Credit Union' Risk Managers
attend schools, conferences, and hold summits to update
their RM methods, benchmark their RM programs, and
refocus their RM projects. In the US
assemble credit union professionals
to update their RM methods and refine their RM
protocols. This year the
World Council Of Credit Unions
(WOCCU) will assemble the world movement in Ireland to
discuss RM best practices practiced during the tsunami
and hurricane season 2005.
On the regional level, credit unions in the west will
assemble in Las Vegas, introduce the CU Incident Command
System and update there disaster response
protocols. On the local level, credit
union chapters are holding meetings to form private to
public partnerships that will reinforce first responders
during the next community wide disaster.
Credit Union Risk Managers around the world are
training personnel and preparing their credit union to
take control during the next hurricane, tornado, wildfire, earthquakes,
pandemic, or terrorist attack.
I encourage all
those who plan to attend the 2006 World Credit Union
Conference in Dublin Ireland July 27 - 30 to ...
May 1, 2006 The
credit union movement doesn't have time to waist. The 2006
hurricane season is here, terrorists are planning their
next attack, and pandemics are on the horizon.
To get a head start on our summer' RM
posting white papers students should read before class.
To catalog best practices, I'm posting a Katrina'
response survey for any credit union wanting to share
their best and worst practices. These surveys are all
anonymous to encourage candor. Please note that some
surveys are specific to a credit union movement or
summer schools. This will allow us to customize our RM
programs and focus on the specific RM needs in each
Management workshops will focus on cross training first
responders and forming public to private partnerships at
the chapter level.
if you're a first year RM students
you'll learn RM fundamentals and focus on managing
fidelity bond risks (burglary, robbery, fraud, forgery,
liability, etc.). Other students will receive advanced
RM training and focus on life threatening risks that
could destroy a community or country (natural disasters,
terrorist attacks, pandemics, etc.). All students
will be taught their role in the Incident Command
"Why are natural disasters more threatening
now than years ago? They're no more frequent or severe!"
Some of the answer has to do with population
concentrations and our failure to properly manage
regional "concentration" risks. Expect to hear more
about the impact of concentration risk on
"housing-in-place" and evacuation protocols
during RM summer
CUNA Management School Students....Please Click here to
benchmark your class, download handouts and white
papers, and prepare for class!
Call me at 608-712-7880 if you need help! Rich
2006 Our Risk
Management Learning Center is now five
In five short years we've focused
on fidelity bond risks (burglary, robbery,
forgery, embezzlement, liability, etc.) and
since 9-11 on terrorist', natural
disaster', and pandemic' risks.
accomplished much in five years.
established a cadre of international Credit
Union Risk Managers, created "closed loop" RM
feedback systems that support all levels of the
credit union movement, focused credit union
their life threatening risks, and
launched programs to build RM
partnerships at the chapter, community, and
I'm now benchmarking our progress
and need input from your credit union.
past five years, I've had the privilege to work
with most credit union' movements.
It's now time to ask: Are the RM systems we put
place still working? Are Credit Union Risk
Managers effectively safeguarding credit union
executives and officials? Are internal and
external auditors detecting embezzlers and
discouraging fraud and scams? Will credit union
chapters have disaster response and recovery
partnerships formed before the next terrorist
attack, natural disaster, or pandemic?
And, is the credit union movement ready to
deploy using the Incident Command System during
the next community wide disaster?
Following are two
10 question surveys. Select the
two surveys from the movement you think most
closely represents your credit union and
complete both. I've also posted an "other" group
for credit unions, financial cooperatives,
mutual banks, etc. who feel they are not part of
the organized credit union movement.
These surveys do not
identify the person or credit union completing
the survey. We are only interested
in measuring the overall level of risk
management skills within each movement.
Please complete on of the surveys posted in
column on the right.
Risk Management is a "Method of
Management" used by credit unions to
identify, measure and control their
risks. The speed at which they respond
has much to do with their RM
organizational structure. The surveys
titled "RM Principles & Practices" will help
determine whether or not credit unions in your
country/movement will be able to quickly
respond. This is especially important
during a natural disaster, terrorist
attack, or pandemic.
The second "RM Methods and Skill"
will help me evaluate the RM skills in
place at the grassroots level.
surveys in the right column are for all credit unions, not just
those who we've had the privilege to serve.
For the most part, I've
used US CU terminology in all surveys so the
results can be consolidated. I've
also used English in all surveys. I would
appreciate any efforts to translate the surveys
into Spanish, Polish, etc. Just convert the text
to your language, send it to me as a word
document and I'll create and post the survey
next the my English version.
personal comments to students:
years managing risks taught me...
"Risk taking is fun!
If you're afraid to take risks, you'll be left behind!
Poor Risk Managers should be fired first!
Most risks can be managed!
Risks are connected to your pocketbook!
There are no silver bullets!
No one has all the right answers!
When you lose touch with the frontlines you lose your
ability to lead!
Growing up on a
small farm, I
"When you hand
someone a loaf of bread you feed them for a day; teach
them to plant wheat and you'll feed them for a lifetime!"
"I've created the Risk Management Learning Center
to be a risk research center for you, a Risk Management
support center for trainers, and a community resource
center for law enforcement, fire fighters, and other
first responders during a disaster.
30 years teaching Risk Management
taught me..."The best risk managers come from the
If you're working 24/7 you
need to be watched!
Neighbors will be
first to your rescue!
We learn more when
we study together, make more progress
when we work together, move more quickly
when we march together, and recover
more completely when we give more than
Based on these universal truths... I
created COPs007.com to translate risk
research done at the RMLC into easily
understood, and entertaining presentations
for organized groups, clubs,
associations, businesses, or
communities, call on to respond during a
disaster, terrorist attack or life
Click here to
enter our R&D center... or
to learn about our community
Thank you again for visiting
our center. If I can be of assistance
please call me on 608-712-7880
I look forward to seeing you
at our next conferences or
on our next cruise!
Thank you for
attending my RM sessions. All
handouts are now filed in our RM R&D
The 2006 World
Credit Union Conference in Dublin Ireland
July 27 - 30, 2006
Schools this year!
The Western States Volunteer's
Conference in Las Vegas have been filed in the
Explosions rock Ellison Bay, Wisconsin
The 2005 tsunami and hurricanes Katrina and Wilma resulted in thousands
of children being lost or stolen. Click yellow
links throughout our sites to help return them to their families.
To Report sightings call...
their toll-free Hotline at 1-800-THE-LOST®
(1-800-843-5678) 24-hours a day.
Stop! Before you
enter, I must be honest. In
42 years teaching
Risk Management I've learned your first source of Risk
Management wisdom should comes from your professional trade
associations. By definition, they know your goals,
understand your objectives, and are most familiar with the
rules and the regulations that govern your decisions. Most
important, they are in touch with others who face the same
Risk Management challenges. You see, I've also learned there
are no silver bullets, no one person or company has all the
right answers, and when disasters strike it's a family, your
neighbor, or your competitor who'll be first on the scene to
offer a helping hand. I recommend you
build your Risk Management program on these simple truths,
for an introduction to our mentors,
meet our faculty,
click here to
conduct your own research, and
to consider our workshops. And,
to visit our Community Outreach Center.
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web site is published by Rich Woldt. For more information
and the latest and greatest Risk Management support email
Rich@RMLearningCenter.com or call 608-712-7880.